A vehicle theft occurs at least twice each minute in the United States, at an estimated cost of $6.4 billion last year. Fewer vehicles are stolen by that legendary joy-riding teen than by pros who drive your car onto a freighter heading overseas, or to a chop shop to cannibalize it for parts.
To help consumers avoid getting burned not just once, but twice, the Council of Better Business Bureaus and the Insurance Information Institute have teamed up with a program called Wiser Drivers Wise Up to address both vehicle theft prevention and what to do if your car is stolen or in an accident. Here are some of their tips:
- Don’t think manufacturer-installed vehicle theft protection is enough. It can be disabled by experienced and determined thieves, who also know how to unlock a Club and similar devices. Even Steve Cox, a BBB vice president, was the victim of car theft. In fact, he lost two vehicles in three years with these protections; his Pontiac Firebird was stolen in daylight, and his Nissan 300ZX at night. Aftermarket vehicle anti-theft systems are usually more sophisticated and are worth paying a professional to install.
- Don’t think your old clunker is safer than a shiny new model, or that a luxury sedan is more attractive to thieves than a less expensive model. Older vehicles are usually stolen for their parts, which are no longer being manufactured; newer cars are stolen for their popularity. In 2008, the top five model years stolen were 1995, 1991, 1989, 1997 and 1994, respectively, according to the National Insurance Crime Bureau (NICB). In recent years, cars that have been glamorized in pop culture, like the Cadillac Escalade , have put it on many “most stolen” lists.
- Contact police immediately, preferably while still at the scene of the crime. Speed is essential to recovering stolen cars, since any delay means your car is more likely to be in a chop shop or driven out of town. Of course you know the make, color and model of your car, but you also should know the license plate number and vehicle identification number (VIN). Keep a copy of those identifying numbers and your insurance card in your wallet, and keep a photocopy of your registration and insurance card at home, so you can provide information quickly to both law enforcement and insurance claims agents.
- Don’t assume your insurance covers you. Take a close look at your policy to see if you are covered for a replacement rental car if your car is stolen, and if there’s a waiting period before you’re allowed to rent a car. Many people don’t elect the rental car coverage, but it costs only a few dollars a month. A year’s worth of replacement rental coverage usually costs less than renting a car for a day or two, so it’s a good deal.
- Make sure you have roadside assistance. Your insurance company will likely offer this for a few dollars per term, or you can go through an outside company such as AAA or even your automaker. Be sure to research the details of the coverage. For example, if your car is broken into and disabled, are you covered for a tow to any mechanic, or only a dealer’s service shop? Are both towing and labor costs covered?
- Despite the bells, whistles and computer chips of today’s technological vehicle theft-prevention devices, the most important theft deterrents are simple ones. Park in well-lit areas. If you park in a lot, resist the temptation to park near the exit, because it makes your vehicle a more likely target for thieves. According to the FBI, more than one-third of all vehicle thefts occur at a home or residence. So always lock your car, even in your own driveway.
However, not all car insurance companies take the same dim view of young drivers. And some discounts are available to help you cut costs. Remember, the higher the risk, the higher the cost of insurance premiums. Let this be your guiding principle as you shop for insurance.
Here are 10 suggestions to help lower premiums and keep your teenager’s license free of violations:
1. Help your teen learn the laws and follow them to the letter. By far, the best way to lower car insurance costs for teens is for them to keep their driving record clean. Make safe driving a family project. In some states, restrictions apply to new drivers. Parents should know what the laws are and insist that their sons and daughters follow them.
2. Set a good example. Do you break the speed limit and tailgate? Do you yell at other drivers when you’re behind the wheel? If you do these things, how can you expect your children to act differently? Start watching your own driving long before they get their license and you’ll have a much easier time convincing them to be safe drivers. Remember, actions speak louder than words.
3. Put your teenager on your policy. Rather than setting up an independent policy for your teen driver, put them on your auto insurance policy as an additional driver. In this way, all the discounts applied to your policies will be passed on to them.
4. Pay your teenager to get good grades. Here’s a creative tip — find out how much you save if your teenager gets a good grade point average and pass it on to them. Usually, having a 3.0 or higher GPA will reduce your car insurance premium by 10 percent. Figure out exactly how much this saves you and give that money to your teenager. This accomplishes two things. First, it provides a direct reward for academic performance. Secondly, it motivates them to continue getting good grades.
5. Enroll them in driver education courses. Discounts are available for teens who take recognized driving classes. But call your car insurance company to find out which schools are covered before paying big bucks.
6. Steer clear of sports cars. Don’t try to live vicariously through your teenager by giving them the hot car you couldn’t get in high school. Getting your teenager a safe car to drive, with the latest safety equipment, will lower your premiums. Not only will you save money on car insurance, but fast driving will be less of a temptation.
7. Get their support. Don’t assume that your teenager wants to vacuum clean your wallet. Ask them for help cutting costs and point out that you will share in the savings (see rule #4). Tell them how much car insurance costs and show them how this fits into the family budget. If nothing else, you will score points for treating them as adults.
There is a very good chance that you are — this very moment — paying too much for your car insurance. There is an even better chance that you could get a better rate, from another insurance company, than you could from your existing insurer.
So why not take an hour or so and review your policy for potential savings? Or, if you’re fed up with the high insurance rates from your current insurer, shop around for a new company.
The Internet has created increasing competition between car insurance companies. It is easier than ever for consumers to shop for low insurance rates, to analyze coverage and compare premiums. Still, studies have shown that people don’t shop around for insurance in the same way they might shop for a new car. Also, people tend to stay with the same car insurance company for years. Why not prove these studies wrong? Put the power of the Net to work for you and save money in the process.
You can save on auto insurance in five ways:
- Make sure you get all discounts you qualify for
- Keep your driver’s record clean and up-to-date
- Adjust your coverage to assume more risk
- Drive a “low profile” car equipped with certain money-saving safety features
- Shop around for a good, low cost insurance provider
First, let’s look at the discounts you might qualify for. Discounts fall into a number of categories:
- Low-risk occupations
- Professional organizations
- Combined coverage
- Discounts for safety features
- More risk assumed by driver
- Discounts for senior citizens
Insurance is a numbers game. Adjustors collect information about what types of people get into accidents. Over the years they see a trend. Drivers that work as engineers tend to get into fewer accidents. Why? It would be fun to speculate about the reasons (pocket protectors — need we say more?) but the insurance companies don’t really care about that. All they know is that, in fact, engineers are a low risk. Since there is less chance that they will wrap their cars around the trunk of a horse chestnut tree, they charge engineers less for insurance. Simple.
But you say you are a teacher instead of an engineer? You might still be in luck. There may be discounts for teachers. You never know unless you ask — and unless you shop around. Not all insurance companies are the same.
Professional Organizations and Auto Clubs
Have you ever been about to pay $100 for a hotel room, only to discover that a AAA discount saves you 15 percent? Now you’re paying $85 and feeling proud of yourself. It’s similar in the insurance business. Affiliation with AAA — and certain other professional organizations — will lower your rates. You should check with your employer to see if there are any group insurance rates. At the same time try checking directly with the insurance company representative when you inquire about the cost of policies.
Tips in Choosing the Ideal Tint for your Vehicle You probably are aware that window tints are specifically made to be installed in vehicles for several different purposes and reasons, two of the most common are the fact that it protects everyone inside from ultraviolet rays from the sun and it adds privacy. Yes, it is true that car tints come in different sizes, quality, and shades, but all of them actually are made for the purpose of not just protecting the people inside but also the car’s upholstery and interior. If you go to a dealership to purchase a car, you will see that most of them are already pre-installed with tint, but there are times when you just don’t want the free one or maybe you simply need to replace it after deteriorating easily. Well, if that time comes, you need to learn how to choose the ideal tint for your vehicle, and mind you, there are several things you should be considering. So see these tips we gather for you: 1 – You have to be completely aware what your tinting options really are. Similar to the manner of purchasing a car or home or whatever, shopping for a car tint means you have to prepare yourself by learning a lot about it first. In order to do this, you can do two things: first is to read as much as you can about tinting online, and second, visit a window tinting shop to learn what the most popular choices are.
The Path To Finding Better Wraps
2 – In most instances, it’s really about choosing between the premium and average tint.
Lessons Learned from Years with Vehicles
It’s no secret that the main difference between these two is the quality and if you choose the premium one, it means you’re going to pay a lot more for it. Aside from the fact that premium tints are expected to last longer, they also will look better and more appealing. Be reminded though that regardless of the type or quality of the tint, all of them are expected to function the way they’re built and designed to. 3 – Figure out what your local laws permit and prohibit when it comes to window tints in cars. You should know by now that every state comes with separate and maybe distinct laws about window tinting, including those installed in vehicles. It is therefore imperative that you learn what your local laws say because if you don’t, you might end up installing a tint that’s prohibited, most likely those that are too dark or are a distraction on the road. Lastly, never attempt to install the chosen tint on your own because regardless of the type, it only must be performed by a professional. Unless you’re a professional tint installer yourself, the installation of a window tint on your car should never be done do-it-yourself.
How to Choose an Auto Repair Shop for Your SUV Make the decision to purchase an SUV is one of the most important you’ll ever make for a number of reasons. SUVs not only last longer, but are also efficient and have a high resale value than standard vehicles. It is only when you take good care of your SUV that you will enjoy these benefits. Maintaining an SUV isn’t easy – it has to be serviced by a good mechanic at minimum once a year. You might be wondering how to go about the repairs and maintenance especially if this is your first car. If this is the case, start off with a search for a good auto repair shop. This will give you an insight into the things you should expect when it needs repairs done. When you choose a good repair shop, you will have the benefit of getting a full explanation of all things that will done to your vehicle. You will also get a maintenance schedule to follow. Having that reliable repair shop will give the added advantage of having a definite place to go to whenever your SUV needs repairs. When it comes to car repair, it isn’t easy to get that excellent repair shop. You have to look deep after you have come up with a list of options in order to determine their efficiency. This includes the proper professional licensing, association memberships, and other qualifications. Examine the fees to determine if you are actually paying the market price and not more compared to other places. For better repairs and servicing, the tools you use should be of the highest quality and the professionals certified.
The Beginners Guide To Dealers (Getting Started 101)
You need to take good care of your SUV for it to last for a long time on the road. Common inspections include windshield wiper replacements, light inspections, regular tire inflation, coolant refills, among others. You can do these services by yourself but not with the level of professionalism that you can get from a good auto repair service. Through proper maintenance and repairs, your vehicle will remain in top condition for a long time to come.
Smart Tips For Uncovering Cars
Finding a good maintenance shop for your SUV requires that you do a deep search. Among the methods you can use to get an SUV repair shop include asking friends and family as well as checking for reviews on the internet. Among the factors that you need to keep in mind when choosing an SUV repair and maintenance shop include the prices charged and the tools used in their services. Vehicle maintenance shouldn’t be a stressful task and choosing a good professional to help in maintaining the vehicle is definitely one of the best ways to start.
Why it is Vital to Seek a Reputable Car Repair Service Center Ahead In the event that you are planning on purchasing a car or in case you already have one, the need for you to be certain that you will seek a reputable car repair service center is very important. Should you be planning on hiring for your car repair needs and maintenance, then might as well know the things that really matter to ensure that you are incorporating the right things respectively. To help you locate the best car repair service center, the very aspects that we have below should give you a heads up as a whole. Technically speaking, there will be quite a number of things that you could choose to have considered and it really is in your best interest to make sure that you will first gather a list of these names. Having a good list of names that you could find will ensure that you will then have a good find at the end of the day. As much as possible, you will want to make sure that you will gather quite a number of names just so you will have a good start.
The Essential Laws of Options Explained
Keep in mind that you should only consider asking from people and sources that you trust will give you a reliable name you could hire. See to it that you should not take the task of gathering names easily due to it being that this could lead to a number of bad investments at the end of the day.
The Essential Laws of Options Explained
Don’t forget to check and ensure that you will be working with a car repair service that has quite a number of experience in the industry because this should hold a lot of security in terms of giving you quality results. To really opt and check on such regard is a great way for you to be certain that you will know more about the car repair service’s capabilities. Remember that their website also is another thing that you should check and look into because as a whole, this should contain quite a number of valuable information that you could use to help you along and ace the best car repair service center in your area. Don’t forget to check their review and feedback section as well because this should contain information that will help you accordingly in finding the most efficient car repair service center. By making adequate preparation ahead, chances of finding the best one in town will then be certain.
How To Sell Your Own Junk Car People mostly have a car that is just sitting on their lawn or in their driveway and could not get to utilize it on a daily basis that they can drive to transport them to their destination because of the reason it is just a junk. Maybe people have wrecked the car or they have an older car which does not get to run anymore and does not have the required cash to fish the car and get to restore the junk car to its former glory and get to drive it at last. People can now get to just call a number of a service and a tow truck would come to pick up the junk car and pay them the cash for the junk car, there are companies in certain cities that would pay people money to take the junk car. People would easily get rid of that junk car and get to replace it with cash, people can be happy to get rid of that junk car and also try to clean up their driveway from the bad looking junk car which would just stay there. People can also save the environment because of the fact these junk cars have toxic materials in them when not being used it is a win, win situation for people and the company that would buy their junk car. All that people must get to do is to use the internet and try to look for a local junk car buyer companies that are available in their own area that would come to remove their junk car on their own driveway. People would get to wonder what are the requirements needed so that they can acquire this type of service in order for them to get rid of the junk car that are just staying on their driveway and not being used.
What You Should Know About Sales This Year
The first requirement is that people must have a junk car that they no longer want to own and is just sitting on their driveway and is broken and also would not get to be repaired in any certain way and is just junk. The next requirement is that people need to have the title of the car in order for the service to legally get the car from their property, they can then call the service and try to inform them which they want to get rid of the junk car.
The Essentials of Sales – The Basics
People would try to visit the website of the service and try to fill out the form if they want to call the service, they can also give their clients with an online quote of the service when they decide to sell the junk car on the company.
The Benefits of Backup Camera Systems for Cars, Trucks, or RVs
Rearview cameras, which allow a driver see an image of what’s behind the car on a dashboard screen when the transmission is shifted to reverse, have become more widespread now on new vehicles, and can now be found even on some entry-level models. They’re also well on their way to becoming compulsory. This is because the National Highway Safety Administration (NHTSA) released a long-delayed ruling obliging all new vehicles below 10,000 pounds to get a back-up camera starting from May 2018.
Backup cameras and video recorders are installed as an aftermarket feature to have an supplemental layer of safety to prevent accidents from occurring. Backup or rearview cameras are minuscule, wide-angle cameras positioned at the rear of a vehicle, and connected either to the infotainment screen on the instrument panel, or a small monitor in the rearview mirror itself. Here are some of the top reasons to purchase a backup camera system for your vehicle.
Reduce Blind Zone
The rearview mirror on your car only permits you to see you so much, and even turning your head to check behind you while you back your car up doesn’t always let you see everything that you should see. A backup camera system gets rid of the blind spots behind cars to enable drivers to prevent backing into people, animals, personal property, and other cars. Backup cameras should be used together with side-view mirrors, rear-view mirrors, as well as viewing over your shoulder.
Prevent Accidents from Happening
Drivers of larger cars may find it hard to see behind them when backing up, and rear-facing cameras help make it simpler for them to get out of a tight spot. This can help them avoid expensive accidents. A backup camera is regarded a major safety tool, too. A substantial number of bad accidents occur each year when drivers back over a child in a driveway or parking space. Pets, too, can get harmed in these so-called back-over accidents.
Evaluating the distance between your car and the things behind you is a consistent difficulty, even if you’ve been driving for a long time. The rate of minor collisions resulting from driver error in similar situations is enough to keep panel beaters busy across the world, and car insurance premiums higher than they should otherwise be. By buying a backup camera, you should greatly decrease the likelihood of getting involved in one of these accidents. This signifies that your insurance premiums will be affordable and you may even receive a discount for adding this essential safety device.
Cited reference: click here for more
Tricks you Do Not Want to Miss in Selling your Car
Take this scenario as an instance. You are facing a financial disaster and you need to get sufficient cash to make it through. You can sell your own house but never consider it as option for you do not like living in an apartment and pay for it monthly. You cannot choose for lending options also for you are already filled with it. Now, you notice your 5-year old car. Possible? Without a doubt. Worthwhile? Of course. Will you still survive without it? Certainly.
When you have situations as stated above and there is no other solution other than to get your car sold, then you need some tips to market your car swiftly. Below are some valuable concepts:
Understand Each Element of Your Car
Many car owners are not truly aware of their car. They simply drive around, bring it for auto maintenance and fixes, and nothing else. They are not even aware of the type of unit, the engine, and many others. If you wish to sell your car for cash quick, then you ought to learn the aspects of your car. What can you to explain to the potential buyers about your automobile? How can you convince them that if they decide on to buy your automobile, it is going to be all worth it? price? Hence, knowing the details of your car should be the first thing that you must have when you put it in the market.
Master Some Advertising Strategies
Vehicles that are available for sale without helpful advertising methods will not be sold rapidly. You need to think of the most suitable advertising ideas that you can muster. You may set some for sale tags so folks will recognize that you are selling your own automobile. Moreover, you need to do it in a creative manner to get the interest of potential buyers. Sound knowledge on the internet could be an advantage. You can use the social media or any marketing platforms and most it will not need you to spend a dime. But time and effort are absolutely needed.
Learn Skills in the Negotiation Process
Highly knowledgeable car owner and incredible advertising strategies would be nothing without the negotiations skills. Communication skill is highly effective; even if your car is rate good only, you can still transform the minds of your probable buyer to buy your automobile and not vehicles marketed by your competitors. This does not mean that you have to deceive the interested buyers but to know how to present the great qualities of your car into words that buyers cannot resist. Only be sincere, display passion, and fundamentally show optimism to buyers.
Guide to Selling to Junk Car Buyers for Cash
Your driveway or garage should be cleared out and utilized for something else, whether or not you are going to buy a new car. If you have vehicle that you don’t drive anymore, keeping it in your garage is simply a waste of space. You can give the space to other important items or else jut get rid of the old care that has been parked there for a long time now. You don’t really have a problem of towing the junk car for good especially these days when you can simply call for towing services. You can bring it to a junk yard to eliminate it since with it, you can even get something in exchange of disposing it. The trouble of freeing yourself from this junk in your garage and getting something is return is already a great advantage.
However, if its condition is really not that bad yet, but you just don’t frequently drive it, then you must have a good reason for doing so. You can just leave your car troubles behind if you are already tired of the constant car troubles you encounter with your present car. The way to say goodbye to all your car troubles is by selling it. If you don’t love your car anymore and you feel that you don’t have enough to get the new one, then you should just go ahead and sell it. And if your car is old, it will be needing more repairs and you will need to visit an auto mechanic or a service station more often which can be a distraction to your daily routine.
Insurance and other expenses will simply be a waste of money if paid for a vehicle that don’t already want to have. When you use your old car you will also still have to buy gas for your car which is more wasteful when it is old, and this also means a water of money.
If you sell your junk car for cash, you will have an instant sale or else they will have your money deposited into your account. Using your money in whatever need you have and helping other people with their needs for spare parts, are some benefits you get from selling your junk car for cash.
There are many car for cash providers that are willing to buy any kind of vehicle that needs to be taken away. Running old cars and junk cars are bought by these providers and if you have a collector’s item, then expect to be paid more for it. Parts of your junk car will be sold by the buyer to other people in need.
Selling your garaged car to a junk car for cash provider should be thought about seriously be you. YOU can get money off from your vehicle and end up with a spacious garage.
Why You Should Sell Your Junk Car
Today, there are several people who have really old cars that are just sitting around at their garages. Everyone that has a junk car in their garage should really think about selling that junk car. Someone might be reluctant to sell his or her junk car because they still use it several times, but it is certainly time for that junk car to go. Someone who makes a decision to sell his or her junk car will certainly enjoy a few wonderful benefits. Someone might not be aware of the benefits of selling his or her junk car, so they might be wondering what these are. Right now, let’s take a short look at some of the advantages that people who sell their junk car will enjoy.
People that decide to sell their junk car will enjoy the fact that they can get really fast cash. Everyone that buys a junk car usually does it with cash. This way, you can use the money straight away! People who sell their junk car don’t have to wait long at all before they can enjoy the cash from their sale. Everyone who gets fast cash can use it for a lot of things, but it is certainly a good idea to use this fast cash to help you get a new car. There are a lot of people today who want to get a new vehicle but can’t because they don’t have the cash to make the first down payment, they should sell their junk vehicle so that they can make this down payment, and enjoy their new vehicle!
People who decide to sell their junk car instead of just keeping it around in their garage will also enjoy the advantage that they will have so much more space in their garage. Having plenty of space is always wonderful. And people that have a junk car in their garage have only something that is taking away so much valuable space in their garage. There is no better way for anyone to get rid of a junk car in the garage than to sell it for cash. The amount of space that people will have after they have sold their junk car is wonderful, and they can also enjoy the fast cash that they just made!
People that actually drive their junk cars around are actually wasting quite a lot of money while doing so. Driving a junk car around means you are driving a car that is terribly inefficient. Everyone that drives a junk car around will need to spend quite a lot of money on gas, because it is very inefficient, and repairs, because old junk cars need constant repairs. Someone might even get insurance for his or her really old junk car! So if you want to save money, you should certainly sell your junk car. Everyone that does this will both make money and save money at the same time.
Junk Cars: Never be Deceived by its Looks
Removing your junk car is pretty simple. You can either have it dumped appropriately by junk authorities in your area or give it to your buddy for no cost who requires a car where he could just make some big refurbishment and rebuilding or in any ways he can utilize it. Nevertheless, you could always turn your junk car for cash, so why let it decay in a disposing spot or have some person take pleasure in its rewards.
The approach to acquire a reasonable amount of cash for your junk car can be accomplished in plenty of methods. First of all, you can go immediately to a junk shop and sell off your junk car. There are many businesses today that deal with scraps including those in junk cars. They can earn money out of it by trying to sell every part of the junk car part by part. If they can generate income by means of this, then you may acquire funds from them also. Moreover, if your junk cars are definitely a lot and you think that you have the time and potential to do business with junk stuff, then why not try to own like this one also.
The second thing is, you can always recommend this to your pal or any person you know who would love to execute worthwhile things with a junk vehicle. Nevertheless, in comparison to the described statement in the former section, you can offer it at a certain value. The only probable downside of this choice is that you may not be able to give the maximum cost for your junk vehicle for relationship factors, i.e. your buddy might be very close to you and you may yield to his offer even if you know that you can make more money if you offer it to other people. But the greater matter is, if there is an individual you would like to assist, it would be your friend.
Finally, you could always utilize the benefits of the Internet. This option is beneficial for people who do not have the time to check for junk shops in their area and sell their junk cars. It can also be terrific if you want the greatest earnings from it. By using the social media or online marketplaces, you can just take a picture of your car and post it in your timeline or wall regularly. Include the price and your contact number, or email address so possible buyers can contact you immediately.
Never underestimate the potential of your junk car. Although it looks useless and garbage, you can still earn good cash from it.
Partner post: Read Full Report
Cash for Cars: A Guide
Nowadays, anything can be turned into cash, even the trash of others to even your junk. Converting your old, unused, junk car to cash involves a lot of different techniques, so the choice is up to you really on what to use. Newspapers, roadside banners and television are only some of the ways that people promote their junk for others to buy. Today, the more modern way of selling junk is through the internet, where majority of the people today are more interested in browsing than traditional newspapers which can be really advantageous for your marketing. One of the most asked things is what are really the difference between the modern way of selling junk cars from the traditional way and that is stated below.
First, we really need to understand what does it really mean when you are selling or disposing your junk car, traditionally? As what the old school does, putting up advertisements in the most common things that people see and read, like journals and newspaper has become one of the most effective way of earning fast money from selling your junk car. You will want to put information about the junk car that you are selling and your contact information in the adverts that will be put into newspapers and journals, in order for people who are interested about the product will have easier time to get in touch with you and inquire about the item you are selling. Another traditional method of selling junk cars is by putting small poster on the car that you are selling that says it is for sale, and through that, people who are passing by your location will be able to see it and at the same time, able to check out the item you are selling. These methods may look easy and will not require much effort but undeniably, they are very time consuming and there is no really a guarantee of making a sale, also because your range of customers is somewhat small.
Compared to the traditional method of selling, the internet really has become the superior one, because it gives the people something that adverts in journals and newspapers cannot give and that is the fast transactions and the reliability for their products. Online selling of your junk cars can be very effective and that goes without compromising your precious time for other matters.
Researched here: http://www.simply-motor.com/