Monthly Archives: January 2017
Everything About Google Penguin
Google Penguin is the given codename for update in Google’s algorithm that was first announced on April 24, 2012. The update’s main focused is to decrease search engine rankings of those websites that violated Webmaster Guidelines set by Google by using what’s now declared as black hat SEO techniques, which involved in boosting the ranking of a website by manipulating links pointing to the page artificially. Typically, these tactics are described as link schemes.
According to estimates made by Google, Penguin is about to affect 3.1 percent of search queries in English, around 3 percent of queries in languages similar to Chinese, Arabic and German and a much bigger percentage of them in highly spammed languages. On 25th of May 2012, Google has unveiled another update on Penguin called as Penguin 1.1. This update was known to impact less than 1/10 of a percent of the English searches.
To penalize websites that make use of manipulative techniques in an effort to achieve higher ranking on search results is the guiding principle for the said update. Pre-Penguin websites are frequently using negative link building techniques in an effort to get traffic and rank high. It’s meant that content was key and those that have excellent content will be recognized while those with spammy or little content would be penalized and receive no benefits or ranking as soon as the Penguin was introduced.
Allegedly, there are some websites that lost their search rankings on Google for making use of specific keywords throughout the Penguin and the Panda rollouts. Google has specifically mentioned that doorway pages which are created to only attract search engine traffic contradicts webmaster guidelines.
And in January of the same year, so-called Page Layout Algorithm Update or also known as Top Heavy Update was released, which targets websites with too little content or too many advertisements above the fold.
Penguin 3 was released on October 5, 2012 that affected .3 percent of queries. The Penguin 4 or also known as Penguin 2.0 was introduced on May 22, 2013 and has affected 2.3 percent of queries while Penguin 5 or Penguin 2.1 was presented on October 4, 2013 and affects approximately 1 percent of queries. Rumors has it that Google might have released Penguin 3.0 on 18th of October 2014 which was confirmed by Google’s Pierre Farr that the new update comes without signals added.
September 23, 2016, Google has announced that Google Penguin is part of core algorithm. In this update, there’s going to be real-time update meaning, websites will be evaluated in real time.
So, if you are running a website, make sure that you follow Google’s guidelines to ensure high rankings.
Google Penguin’s Newest Update and What You Need to Know
Firstly, you may ask, what exactly is Google Penguin? Google Penguin is a codename used to describe an algorithm developed by Google to aptly punish websites that violate Google’s Webmaster Guidelines. By decreasing the search engine ranking of the websites that violate Google’s guidelines, Google Penguin effectively punishes the aforementioned violators. Websites violate Google’s Webmaster Guidelines specifically by using black hat SEO techniques, meaning that they deliberately manipulate search engine indexes, making their website’s search engine ranking go up. These techniques are also known as link schemes, and are done by tampering with the links that point to a specific page, and in the process increasing the rank of the webpage.
Google penguin, in more simpler terms, acts as a filter for sites that spam Google’s search engines. Although there exists a regular Google spamming system, Google Penguin is still needed to detect some spam techniques that the former isn’t able to detect. The Google Penguin filter runs periodically, and in the process catches sites that are routinely spammy, giving the sites a chance to improve their websites until the next time that Google penguin filter runs.
Google Penguin being around for 2 years since its initial release in 2012, periodically releases update, and there have been 7 updates all in all, although the latest one has been released after a 2 year wait. Google Penguin’s latest release has many major updates in its package, and is named Google Penguin 4.0, or Google Penguin 7, being the 7th update in the series.
Google Penguin 4.0 has now a significant feature that is a big improvement from its previous counterparts and it is the ability to work in real time. Google Penguin only used to run on a periodical basis, from a few weeks to a few months, but now Google Penguin 4.0 is already running constantly. With the many spam algorithm and guidelines in set, any website that is violating these rules will be subject to Google Penguin 4.0’s capture, free and recapture process. Google Penguin 4.0’s implemented changes will now take effect in a visibly faster manner, and will appear in a shorter time after it visits a site. Google Penguin 4.0 is able to catch websites that violates guidelines by using spam link and black hat SEO methods in a much more quick manner as possibly as they can, and is also able to keep low quality sites rankings relatively low.
So with Google Penguin’s latest update, you have to improve your site and use fair and tested techniques in order for your site to rank well in their search engines. Moreover, you have to routinely check up your website’s content by auditing it constantly, and perform necessary and consistent cleanups on your website.
Types Of Dog Accessories To Buy
For a long time, dog accessories are around and the best part, these said merchandises are available in different materials, sizes and shapes. When talking about the materials, there are many different varieties of it that are being used like:
Denim – this provides durability and warmth and works perfectly during spring and fall.
Cotton knit – this is providing warmth as well but it gives added flexibility to your pet and perfect for spring and fall seasons at the same time.
Polyester – this is providing waterproof protection and works fine for seasons such as summer, spring and fall.
Quilted nylon – this is ideal for winter season as this offers warmth and waterproof protection.
Cotton filled polyester – also ideal for cold months as this gives warmth and provides waterproof protection.
There are different kinds of accessories available for dogs but some of the common are:
Number 1. Outwear – these kinds of accessories are perfect for dogs that spend lots of time outdoors. Some good examples of outwear accessories include dog coats, safety vests and jackets. The coat can be designed specifically as raincoat to provide waterproof protection to their furs. For the safety vests, they can have reflective patches to make it a lot easier for people to see your dog even at night. You have to be sure that both the underbelly and back of the dog are covered properly when buying outwear as this means your dog is protected well.
Number 2. Tops – they are providing light protection especially throughout chilly weather. Shirts, sport jerseys and sweaters are common tops. Many of the dog tops have front closures making it easy to put on the top. When you are buying one, always see to it that the top can easily fit over the head of the dog without pulling it a lot. To make the work easier, you have to get the neck measurement of your pet and compare it to the measurement of their head.
Number 3. Bottoms – simply put, these are just pants and shorts. When buying one, always make it a point that the bottoms have sufficient space to let your dog move easily.
Number 4. Costumes – a lot of dog owners are attending different events together with their dogs. Now, to be able to fit in the occasion, the dog has to wear costumes too. There are many different kinds of costumes that you may opt for. For instance, you may go for thanksgiving, Christmas or any of those associated with movies, sports team and action figures. To get that perfect look, you must make sure that the accessory of your dog matches with yours.
Investment Grade Tenants: What You Need To Know About It
A lot of people want to know about how investment grade tenant is done. This is actually good news to all those landlords out there. When it comes to having the best financing option out there, this is perhaps the best one you can get these days. What this article talks about is the investment grade tenants. You can rely on this company because the rating agency knows its investment grade rating. If you are a credit tenant, you can have a specialized financing option that is given to you by the lender. The lenders, in providing the specialize financing, have to think about the future lease payments value as well as the tenant when it comes to this. It is not like before that the focus was on the value of the real estate as well as the credit of the landlord.
A lot of people also like to know in details about investment grade rating. One of the important things that a credit tenant lender should so is to check the rating of the tenant before making up the mind. If you do this, you can check the loans very carefully. The other reason why you need to do this is for the loan to be sold to the institutional investors. If you do this, they will be glad to invest in products like bonds and more. The truth is that the market is very busy these days because of the many investors that are investing on this.
Today, it is now possible for long term loans to be given to those landlords who have credit tenants. The truth is that most landlords consider this if they have plans to refinance a property or buy something. If you want to have a structure for your loan, it is also possible. With this, the threat of personal liability will no longer be visible. What most underwriters rely on is the lease value.
Today, it is now possible for you to get money for investing in passive real estate through the sale leaseback transaction. You can actually sell properties to a potential investor if you have good investment grade tenants. In the same way, it can also lease the property. If you own the property, this is an advantage on your part because it can help you earn more. This is so much better than the commercial real estate loan. Your property can be of higher value than before. If you consider this, the other important thing that you need to consider is to know the terms used for credit tenant lease. By knowing this, you can know what your responsibilities are that are different from the institutional providers. Part of the responsibilities of the tenant is to pay for the tax, the insurance as well as the maintenance needed. In this matter, the burden will not be with the landlords but with the tenants.
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Significance of Investing Today
An act of engaging yourself in an investment program is what is known as investing. The act of putting your cash in a certain activity with the aim of generating profit in money or material form is what is known as an investment programme. It is always intended at making your business grow and give you returns more than what you had put in there before Today many people will invest in their own businesses. This is always because they want to be self employed so that they can generate profit of their own. It is very important for someone to invest today, especially if you are a youth. This is because there are many advantages of investing. The advantages of investing are as follows.
You will work harder if you are self employed. This is because you will always be self driven and motivated towards ,making your business prosper. This will force you to do anything s that your business does not fail but prospers. This will also make you t develop useful virtues in life. With the hard work that you will be putting in place, you will be able to encourage other especially if you are a youth. This kind of motivation will make then want to resemble you hence more work in this field.
As compared to being employed, you will be able to generate more income. You will be the boss of that particular business that you invest in. The whole profit generated will go to your pockets minus the ones you will use for the business expenses and paying your employee. You will be able to make a lot of money that than one you could have made if you were employed by someone else. With time; the money you are making will increase. This is because the business will be growing daily hence more profit generated.
Investments leads to a lot of development in the country. If the businesses are many with the investment then there will be more tax paid to the government. This means that there is more revenue that will be collected leading to development in that country. The revenue collected will be used to improve the social amenities like roads and even hospitals. This will aid in improving the living standards of the people around. This is the same reason as to why the government encourages people to invest. It cannot be a business but even by just buying some shares you will be able to enjoy the same advantages. Youth are encouraged to get involved in investment activities because they have a lot of time to make the business grow bigger and better.
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Investing: Important Considerations You Should Know About to Become Successful
If you are planning to invest on a business, it will definitely be in your best interest to make sure that you will have to look into the right things. It really is important for you to make sure that you will consider the right things because this will then help you in a way that you will get to achieve the best results. Remember that you really should opt to make sure that you will consider the right things because even the smallest of mistake you could possible make could result to devastation that you really don’t want to mess with but conveniently, the things we have should help and guide you respectively.
There could be a ton of things that you could do to ensure that you will achieve quality results and to assure that you will review and evaluate things accordingly is one way to help you in making sure that you will get to achieve your goals. By having the very chance of choosing a handful of things that you could choose to invest on, you will then be able to assure that you will get confused significantly but not when you have adequate understanding and whatnot to make the right selection.
A good tip that you should know about is that you should not get tempted easily with the ton of possible things that could be your big break because they are trending. Having this considered will then allow you to better know the entire duration on how long can you investment. Know that you will most likely be concerned about how long you can keep up with the investment but instead of focusing on such, you will definitely be better off focusing more on how fast you can clear your debt on your investment to keep you motivated.
This is why planning your investment ahead is one sure fire way to help you in making sure that you will get your investment cleared off. Be reminded that when you are planning your investment, go for one that is suited for your specifics and your preferences. In case this is going to be your first investment, then might as well start with one that has less risks involved and then go to medium risks and so on. To make your planning done ahead is one sure fire way to ensure that you will not just have a smooth run initially but to also assure that you will finish it off high.
A rule that you should embrace when it comes to seeking more return with any investment is that you should be up for more risks because the more chances of risks that are likely to happen, the more likely it will also be that you will spread your money across the board, giving you the edge.
A Better Knowledge on Investment Grade Credit Tenants
The very first thing that you should know about the investment grade credit tenants is that this is a special offer of finances for the landlords.
Another thing that you need to know about the investment grade credit tenant is that this is a company that receives an investment grade rating from the rating agency. A special financing will be provided by the lender when there is a credit tenant that will rent on a property. The focus of the special financing is as a matter of fact on the value and the tenant in its lease payments in the future. The focus of the investment grade tenants is not on the credit of the landlord or the real estate.
The lenders of the investment grade tenants will based on the rating of the tenant. To sell the institutional investors and securitize the loans is the reason why this is done. A rating of at the very least a BBB- is what you need to know about the investment grade. There is one thing that you need to know about the investors and that is the fact that they would gladly invest in similar products and bonds as well. It is actually the states and the cities that are the participants that have ranked in the investment grade credit tenants.
Most of the time, the landlords that have investment grade credit tenants are able to avail of long term loans. To be able to refinance the property or even buy a property are some of the options that they have for the loans. When it comes to the loans they can actually be structured in a way that it will now be non recourse to the owner of the property. What will happen if one will push through with this option is that the personal liability of the landlord will be removed. The reason why this can happen is because of the fact that the underwriters will be relying on the lease value.
To be able to obtain the direct financing is as a matter of fact what the investment grade credit tenants can also do. The best way to be able to do this is through the entering of the sale leaseback transaction. To be able to sell and lease to an investor is what the lender with an investment grade credit tenants can do. What happens now is that the property owner will be able to earn cash on favorable terms. This also means that they now have the opportunity to have a higher loan to value. When it comes to the traditional real estate loan, you will actually not be able to find this in here.
Therefore, the property owners that are in need of loans as soon as possible can avail of the investment grade credit tenants. The investment grade credit tenants will be able to avail of the benefits.
What You Need To Know About Investment Grade Tenants
Any large national companies that issue public bonds are being given credit rating. This is the counterpart of a credit store. You will be able to see a number of different agencies that provides the credit rating of the corporation.
There are basically two categories when it comes to the credit ratings. The rating of BBB to Baa3 is considered as an investment grade. You will probably get a non-investment grade the moment that the rating will not reach the former. The credit that you have once you will get an investment grade rating is that it has a lower chance for it not to get paid. It is the agencies that give out the rating that constantly checks the financial status of every company and the rating will change over time.
There are a number of big and medium size companies that are already having an investment grade rating. The moment that these companies will lease a property, then it is called as credit lease and the tenants that leased the property is called as credit tenants.
As the businesses continues if the credit tenants, the owner if the building, on the other hand, will enjoy being paid every month for the rent of his building and that is a sure fact. There is a higher property value the moment that a credit tenants lease your building. If the credit tenants have a long term lease, then you can definitely get this advantage. The insurance, operating expenses, taxes of the property can be handled by the tenant in what is called as a triple net lease which is an added benefit to the owner of the building. There will be better control of the property on the side of the tenant without thinking much of the landlord. The building will have a lower rent once this set up is used.
It is when you are a building owner that you should make sure that you will consider the credit strength of your tenant. It is when you have an investment property that the bank will also check the credit score that you have before they will be lending you money. It should be that the exchange will not be difficult. In completing the exchange, there will be an investor’s guide.
It is because the institutional investors that will provide the credit-tenant financing, they will not be liable to any landlord. The triple net term is the one that covers this aspect. It is the loan term that will also match the length of the lease. It is the tenant that will be responsible for all of the factors involved and not the landlord.
Getting to Know What Investing Really Involves
The main reason most people fail, actually quite badly, in the system of investment deals tends to be that they play it without learning the regulations that control it. It is actually a definite fact that you find it difficult to be successful in a game if you go against its specifications. Yet, you must know the regulations even before it will be possible to stay away from violating them.
One more reason individuals fail in investing is because they take up the activity without knowing what it is pertaining to. This is why it is important to ascertain the significance of trading. What is an investment decision? A trade is an earning developing valuable. It is important that you look at every last word in the meaning since they are fundamental in learning the proper interpretation of investment decision.
From the meaning above, there are two primary attributes of investing. Every possession, belonging or private property (of yours) has to satisfy both conditions before it might meet the requirements to come to be (or be termed) a wise investment. If not, it becomes something besides a wise investment.
The number one attribute of a good investment is certainly it is a plum – a thing that is extremely valuable or important. So, whatever acquisition, belonging or goods (of yours) that includes hardly any significance is not, and simply cannot be, an investment. By the style of this meaning, a meaningless, unnecessary or diminutive ownership, belonging or private property is not a good investment. Each individual investment choice carries worth that will be demarcated monetarily. Stated differently, every investment choice bears a fiscal worth.
The secondary characteristic of a wise investment is that, apart from being a prized possession, it ought to be income generating. Consequently, it must be in a position to generate an income for the property owner, or rather, backup the keeper in the money-making method. Each investment option offers capital creating capability, obligation, liability and role. That is a complete feature of a wise investment. Every possession, assets or belonging that will not earn income for the owner, or perhaps backup the keeper in driving revenue, is not, and simply cannot be, an investment, despite how significant or special it can be. Moreover, each and every belonging that simply cannot perform these kinds of fiscal positions is not a smart investment, regardless of how pricey or high end it is.
Normally, each valuable, on top of becoming something that is of use and imperative, requires the potential to make profit for the proprietor, or save cash for him, before it may become qualified to be labelled as a great investment. It is very important to give emphasis to the secondary function of an investment. The basis for this declaration is because almost all people deem merely the 1st feature in their activities on just what outlines a good investment.
Top Reasons to Invest in Real Estate Property
Real estate is usually held as a component of a bigger portfolio, and is usually considered as an alternative investment class. Real estate is an amazing aspect of a portfolio since it has several attributes that can improve the return of a larger portfolio, or diminish portfolio risk at the same level of return. Being a real estate investor may not be always resplendent but it is one an amazing technique to build wealth in the long term, specifically for the entrepreneurial-minded. Below are some of the advantages of investing in real estate property.
Amazing for Inflation Hedge
Real estate returns are directly associated with the rents that are collected from tenants. Some leases have clauses for rent increases to be indexed to inflation. In several cases, rental prices are increased when a lease term expires and the tenant is renewed. In either scenario, real estate income leans toward increasing faster in inflationary situations, letting an investor to keep its real returns.
Easy to Get Started
You don’t need to have particular knowledge to begin investing in real estate: as a matter of fact, many property investors did not start off planning to make their fortune through investment property. Rather, they just purchased a house that they can live in. It is only after they notice the value of their home increase – and becoming aware of how much wealth you can make off of that – that many investors take the plunge and start proactively investing.
Good for Federal Tax Benefits
Depreciation is a great thing. The law lets you depreciate, or take away a portion of your property value from your income. If you have sufficient depreciation and work full time as a real estate professional, this can be an amazing benefit. Moreover, rental income is believed to be passive income and is thus not subject to self employment taxes. If you are looking to reduce your tax burden, you should invest in some rental properties.
Consistent Cash Flow
When you purchase or construct a house, and rent it out to tenants, that property starts to produce rental income (monthly or yearly, dependent on the contract with your tenants). Due to the high demand for accommodation and increasing inflation, rent prices are always getting higher. Higher rent prices denote more income for you as the landlord. When differentiated with other investment alternatives, the income from real estate is though of as the most steady. Owing to the fact that the income from real estate investment is steady and predictable, you are able to plan your finances better.